{"id":782,"date":"2024-01-17T20:06:59","date_gmt":"2024-01-17T20:06:59","guid":{"rendered":"https:\/\/www.carregistration.com\/blog\/?p=782"},"modified":"2024-01-17T20:07:00","modified_gmt":"2024-01-17T20:07:00","slug":"dont-panic-what-to-do-after-a-car-accident","status":"publish","type":"post","link":"https:\/\/www.carregistration.com\/blog\/dont-panic-what-to-do-after-a-car-accident\/","title":{"rendered":"Don\u2019t Panic: What To Do After a Car Accident"},"content":{"rendered":"\n<p>Car accidents are often scary and stressful. Some people fear being involved in an auto accident as soon as they start their car. The National Highway Traffic Safety Administration (NHTSA) states that in 2021, more than <a href=\"https:\/\/crashstats.nhtsa.dot.gov\/Api\/Public\/ViewPublication\/813515\">6 million vehicle accidents<\/a> occurred in the US.<\/p>\n\n\n\n<p>Whether you\u2019re involved in a minor fender bender or a more serious accident, it can be difficult to think clearly. Here are some important steps you need to take to protect yourself and others.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><a><\/a>Determine If Anyone Is Hurt<\/h2>\n\n\n\n<p>The first thing you should NEVER do is leave the scene of an accident. Whether you have minor scrapes and bruises and the other parties involved are not hurt, you should never leave the scene of the accident. Your first responsibility after an auto accident is safety. Make sure you and the other parties involved, if any, are okay. Don\u2019t wait to get medical assistance. Get help immediately for the individuals who need it.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><a><\/a>Remove Yourself and Your Vehicle Away From Danger<\/h2>\n\n\n\n<p>If you can, move your vehicle to the shoulder of the road so it doesn\u2019t disrupt the flow of traffic. Put your hazard lights on and use flares and reflective emergency triangles if you have them to let other drivers know that there is an emergency. The reflective emergency triangles create a barrier between your vehicle and oncoming traffic so your vehicle isn\u2019t further damaged, and other cars aren\u2019t damaged.<\/p>\n\n\n\n<p>The reflective triangles also alert drivers to slow down and change lanes to help them stay clear of the accident. Many states have a Move Over law that states that drivers are required to move to a different lane in the event a vehicle has stopped or been pulled over by authorities. If the crash is severe and someone is injured, leave the vehicles where they are.<\/p>\n\n\n\n<p>Even if you feel fine and don\u2019t think you\u2019ve been injured, be careful when you exit your vehicle, especially if the accident occurred on a busy street or a highway.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><a><\/a>Call the Authorities<\/h2>\n\n\n\n<p>It\u2019s important to report the accident by calling the police. However, police officers in certain areas may not respond to a minor collision if there are no injuries. Why? In most states, there is a shortage of police officers, which means there are fewer officers available to respond to minor auto accidents. Also, more officers are retiring or resigning faster than replacements can be hired.<\/p>\n\n\n\n<p>Because of the shortage of officers, many states are considering online reporting instead of having an officer report to the scene of the accident. However, if an officer does arrive, make sure you get their name, badge number, and contact information. You will also need a copy of the accident report, which you can get from the officer. If an officer doesn\u2019t arrive, you can request a copy of the accident report from the law enforcement branch or through the auto insurance adjuster who is handling your claim.<\/p>\n\n\n\n<p>It\u2019s important to note that you can also file an incident report at your local police department. You\u2019ll still want to get an official incident report in case the other driver(s) sue you for damages or injuries. This report is also great to have if it is later determined that your vehicle sustained more damage than was thought originally.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><a><\/a>Collect Essential Information<\/h2>\n\n\n\n<p>If you have your cell phone, use it to take pictures of the scene of the accident and keep track of important information, such as the names, addresses, and phone numbers of all drivers involved in the accident. You\u2019ll also want to write down or document the driver\u2019s license number of everyone involved.<\/p>\n\n\n\n<p>If the driver\u2019s name doesn\u2019t match the name of the individual who\u2019s listed on the car\u2019s registration or auto insurance documents, determine the person\u2019s relationship to the owner of the vehicle.<\/p>\n\n\n\n<p>Next, you\u2019ll need the following vehicle information:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Year<\/li>\n\n\n\n<li>Make<\/li>\n\n\n\n<li>Model<\/li>\n\n\n\n<li>License plate number<\/li>\n\n\n\n<li>Color<\/li>\n\n\n\n<li>Vehicle identification number (VIN)<\/li>\n<\/ul>\n\n\n\n<p>Make sure to get the auto insurance policy number and the auto insurance carrier\u2019s phone number in case other parties involved in the accident don\u2019t report it. See if you can find any witnesses who are willing to give you their contact information about what they saw.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><a><\/a>Never Share Your Information<\/h2>\n\n\n\n<p>Whether you\u2019re at fault for the accident or not, you should never accept fault for the accident. You also shouldn\u2019t share your information, such as your social security number or the coverage limits on your auto insurance policy. You only need to provide basic information, such as your name, address, phone number, and your auto insurance policy number.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><a><\/a>Document the Scene of the Accident<\/h2>\n\n\n\n<p>Proper documentation is essential when an accident occurs. You need to get as much information as possible. The more information you collect or document, the smoother the claims process should be. You can use your phone to take a video, and pictures to document the scene of the accident.<\/p>\n\n\n\n<p>Take pictures of your car and the other cars involved, as well as your surroundings. If you can, take pictures of your vehicle from all angles to show any damage your vehicle sustained. Make sure you write down the date and time of the accident. If there is any property damage, you\u2019ll want to take pictures of this too.<\/p>\n\n\n\n<p>When it comes to documenting the scene of an accident, one thing drivers forget to do is take pictures of the position(s) the car(s) is in. The position of the vehicle(s) is critical information for the adjuster when they re-create the scene after you report your claim. Write down or document as many things as you can think of while the incident is still fresh in your mind. You are more likely to remember the sequence of events.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><a><\/a>Avoid Responsibility Discussions<\/h2>\n\n\n\n<p>It\u2019s not uncommon for individuals who\u2019ve just been in an accident to hold a discussion. However, avoid placing or accepting the blame for the accident. Making statements such as, \u201cThis was all my fault.\u201d or \u201cThis was all your fault.\u201d Placing blame is not going to fix the situation, so it\u2019s best to avoid making such statements.<\/p>\n\n\n\n<p>You also want to avoid becoming aggressive or hostile. Some experts may suggest staying in your car until the police arrive to prevent a situation from escalating. If you believe one or more drivers involved in the accident are impaired, stay and the car, don\u2019t argue, and avoid communication. A police intervention will be necessary in this situation.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><a><\/a>Don\u2019t Hesitate to Call a Tow Truck<\/h2>\n\n\n\n<p>Depending on the severity of the accident and how much damage your car sustained, you may need to call a tow truck. A lot of drivers pay for roadside assistance memberships, such as AAA, or add roadside assistance to their auto insurance coverage. Roadside assistance is beneficial in a variety of ways, and you won\u2019t be stuck on the side of the road.<\/p>\n\n\n\n<p>Don\u2019t fall for the tow truck scam! Tow trucks don\u2019t appear out of nowhere when there\u2019s an accident, and the chances of a tow truck being in the right place at the exact time of your accident are slim. Before you allow someone to put your car on the back of their tow truck, verify their credentials and write down their information for future reference. Tow truck scams occur more often than we would like to think. With these scams, your vehicle will be taken to a location and held until you pay an astronomical price to get it back.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><a><\/a>Contact Your Auto Insurance Carrier<\/h2>\n\n\n\n<p>You may be tempted to negotiate or accept a cash deal to avoid the hassles and possible frustration of making an insurance claim. Did you know that neglecting or failing to notify your auto insurance carrier after an accident can leave you liable for all damages that stem from the accident?<\/p>\n\n\n\n<p>For example, if your vehicle is declared a total loss (salvage), you could be held liable for the vehicle and have to pay out of pocket to repair or replace the vehicle. It\u2019s better to file an insurance claim and handle matters that pertain to the accident through your auto insurance carrier so you have a level of protection in the event your vehicle needs to be replaced or repaired.<\/p>\n\n\n\n<p>Also, if the other driver\u2019s auto insurance policy isn\u2019t sufficient to cover your vehicle\u2019s damages, your auto insurance agent can check your policy for coverage options that can address this issue. If your auto insurance provider deems that the accident was not your fault, you may be granted a liability waiver, and you won\u2019t have to pay your deductible.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><a><\/a>Use Available Technology<\/h2>\n\n\n\n<p>May auto insurance companies have mobile apps that allow you to use your mobile phone to start the claims process. You may also be able to start the claims process online. If your auto insurance provider uses this technology, there should be an option on the app to start a claim.<\/p>\n\n\n\n<p>You\u2019ll have to take photos of the vehicle\u2019s damage and provide other information about the accident. You may also be able to use your auto insurance app to schedule a tow and arrange to pick up a rental car through the roadside assistance option in the app. Make sure you stay in contact with your auto insurance carrier throughout the entire claims process to avoid any delays.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><a><\/a>Schedule a Doctor\u2019s Visit<\/h2>\n\n\n\n<p>While you may feel fine after an auto accident, you may have injuries that make themselves apparent after a few days. Did you know that you can sustain spinal and other serious injuries from minor auto accidents? If you experience any unusual symptoms, contact your doctor immediately.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><a><\/a>Be Prepared<\/h2>\n\n\n\n<p>You can\u2019t predict when you\u2019re going to be in an accident, so the best thing you can do is be prepared. Being prepared means you\u2019ll have to do different things to ensure you have everything you need in case you are involved in an accident.<\/p>\n\n\n\n<p>First, you need to make sure you have your auto insurance carrier\u2019s app downloaded on your phone. You\u2019ll need to keep your vehicle\u2019s registration in a specific spot in your car. Most drivers keep the registration in their glove compartment or the center console. You should keep your registration and proof of insurance in the same place. It\u2019s also good to have your contact information and other information you may need. Having a checklist will help you stay on top of things.<\/p>\n\n\n\n<p>Another way you can be prepared is to stay as safe as possible on the road by following all traffic signs and laws. Don\u2019t speed and keep a safe distance from the car in front of you.<\/p>\n\n\n\n<p>You did it! You now know the steps you need to take after a car accident. Always be alert and aware of your surroundings. Be safe and happy driving!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Car accidents are often scary and stressful. Some people fear being involved in an auto accident as soon as they start their car. The National Highway Traffic Safety Administration (NHTSA) states that in 2021, more than 6 million vehicle accidents occurred in the US. Whether you\u2019re involved in a minor fender bender or a more [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-782","post","type-post","status-publish","format-standard","hentry","category-articles"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Don\u2019t Panic: What To Do After a Car Accident - CarRegistration.com<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.carregistration.com\/blog\/dont-panic-what-to-do-after-a-car-accident\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Don\u2019t Panic: What To Do After a Car Accident - CarRegistration.com\" \/>\n<meta property=\"og:description\" content=\"Car accidents are often scary and stressful. 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